中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.050 (+0.784%) 沽空 $2.94亿; 比率 23.459% │0.5倍│5.7厘建行(00939.HK) +0.030 (+0.384%) 沽空 $4.57亿; 比率 30.270% │0.5倍│5.8厘中行(03988.HK) +0.060 (+1.304%) 沽空 $2.63亿; 比率 31.578% │0.4倍│5.7厘农行(01288.HK) +0.050 (+0.928%) 沽空 $1.36亿; 比率 32.059% │0.6倍│5.1厘交行(03328.HK) +0.160 (+2.402%) 沽空 $4.73千万; 比率 29.785% │0.4倍│5.7厘邮储银行(01658.HK) +0.050 (+0.984%) 沽空 $4.53千万; 比率 23.540% │0.5倍│4.7厘招行(03968.HK) +0.120 (+0.253%) 沽空 $2.51亿; 比率 30.780% │1倍│4.4厘光大银行(06818.HK) +0.010 (+0.308%) 沽空 $1.74百万; 比率 3.223% │0.4倍│5.6厘民生银行(01988.HK) +0.010 (+0.260%) 沽空 $4.30百万; 比率 5.729% │0.3倍│5.2厘浙商银行(02016.HK) 0.000 (0.000%) 沽空 $1.70百万; 比率 16.805% │0.3倍│6.3厘重农行(03618.HK) +0.040 (+0.696%) 沽空 $9.76百万; 比率 18.582% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-02-03 16:25。)