中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.120 (+1.884%) 沽空 $1.35亿; 比率 20.357% │0.5倍│5.7厘建行(00939.HK) +0.150 (+1.926%) 沽空 $1.99亿; 比率 21.263% │0.5倍│5.8厘中行(03988.HK) +0.110 (+2.397%) 沽空 $1.43亿; 比率 21.567% │0.4倍│5.7厘农行(01288.HK) +0.070 (+1.346%) 沽空 $7.20千万; 比率 52.302% │0.6倍│5.1厘交行(03328.HK) +0.150 (+2.246%) 沽空 $2.72千万; 比率 35.892% │0.4倍│5.7厘邮储银行(01658.HK) +0.070 (+1.446%) 沽空 $1.34千万; 比率 37.357% │0.5倍│4.7厘招行(03968.HK) +1.120 (+2.373%) 沽空 $1.26亿; 比率 44.216% │1倍│4.4厘光大银行(06818.HK) +0.020 (+0.635%) 沽空 $5.51百万; 比率 12.469% │0.4倍│5.6厘民生银行(01988.HK) +0.070 (+1.897%) 沽空 $1.83百万; 比率 7.728% │0.3倍│5.2厘浙商银行(02016.HK) +0.060 (+2.381%) 沽空 $1.81百万; 比率 12.072% │0.3倍│6.3厘重农行(03618.HK) +0.200 (+3.165%) 沽空 $1.73千万; 比率 39.572% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-24 12:25。)