中金发表报告，列出内银股H股预测今明两年股息率：股份│2025年预测股息率│2026年预测股息率工行(01398.HK) +0.070 (+1.151%) 沽空 $1.70亿; 比率 10.616% │5.9厘│6厘农行(01288.HK) +0.060 (+1.134%) 沽空 $1.26亿; 比率 11.633% │4.8厘│5厘交行(03329.HK) +0.100 (+16.949%) │5.7厘│5.9厘招行(03968.HK) +1.500 (+2.915%) 沽空 $2.26亿; 比率 23.103% │4.4厘│4.8厘光大银行(06818.HK) +0.040 (+1.023%) 沽空 $2.72百万; 比率 4.916% │5.6厘│5.7厘民行(01988.HK) +0.070 (+1.367%) 沽空 $1.32亿; 比率 24.447% │5.3厘│5.7厘浙商银行(02016.HK) +0.040 (+1.370%) 沽空 $3.14百万; 比率 5.343% │6.5厘│7.1厘重农行(03618.HK) -0.020 (-0.299%) 沽空 $1.06千万; 比率 11.978% │5.3厘│5.7厘---------------------------------------------------------股份│2025年预测市净率│2026年预测市净率工行(01398.HK) +0.070 (+1.151%) 沽空 $1.70亿; 比率 10.616% │0.5倍│0.4倍农行(01288.HK) +0.060 (+1.134%) 沽空 $1.26亿; 比率 11.633% │0.6倍│0.6倍交行(03329.HK) +0.100 (+16.949%) │0.5倍│0.4倍招行(03968.HK) +1.500 (+2.915%) 沽空 $2.26亿; 比率 23.103% │1.0倍│0.9倍光大银行(06818.HK) +0.040 (+1.023%) 沽空 $2.72百万; 比率 4.916% │0.4倍│0.4倍民生银行(01988.HK) +0.070 (+1.367%) 沽空 $1.32亿; 比率 24.447% │0.3倍│0.3倍浙商银行(02016.HK) +0.040 (+1.370%) 沽空 $3.14百万; 比率 5.343% │0.4倍│0.3倍重农行(03618.HK) -0.020 (-0.299%) 沽空 $1.06千万; 比率 11.978% │0.5倍│0.5倍(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2025-07-23 16:25。)